Welcome all Ohioans!
If you have a dream of owning your own home, but cannot afford right now, then you have excellent news here: With the help of USDA (United States Department of Agriculture) and USA, you can now have your own home.
Popularly known as USDA Mortgages in Ohio, thousands of families residing in counties such as Brown, Clinton, Darke, Fulton, Gallia, Holmes, Madison, Vinton, Williams and many more within Ohio can secure homes without even making any down payment.
USDA Mortgages in Ohio – Non Eligible Counties
There are some counties which have been declared non-eligible for this special housing loan program. These counties are:
If you happen to reside in any one of these counties, then don’t get discouraged! USDA has approved the loan to be sanctioned for some specific areas and pockets which are eligible for the loan program. To know more about all the eligible as well as non-eligible counties for USDA mortgages in Ohio please refer to the official website of USDA by clicking here: http://eligibility.sc.egov.usda.gov/eligibility/textDiscriptionAction.do;jsessionid=6E5B2D5044BCFA12A29B217999BE5D72?pageAction=oipCounty&stateCode=39
Income Limits – USDA Mortgages in Ohio:
USDA has introduced income limit for granting approval for this special mortgage program. This income limit has been set by USDA based on the number of members in the household and the specific county. For example, if a 5-8 member household staying in Adams want to get approval for guaranteed house loan program under USDA mortgages in Ohio, then they should have their annual income between $35500 and $97750. Please visit the official website of USDA to get complete information about the income limits for Ohio state by clicking here: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=pageLoad&requestInfo=GuaranteedIncomeLimits&NavKey=incomelimit@12
Below are some of the major advantages of USDA Mortgages in Ohio:
- Absolutely no mortgage maintenance fee required
- Zero down payment for loan approval
- Fixed rate interest for the loan
- Loan repayment can be extended up to 30 years
- 100% finance available for the whole loan
- Loan can be effectively utilized for buy a new home or repair/renovate existing home or even relocate to a new home
- US government authorized and fully legal
- Get approval even if your credit history looks bad
- Instant mortgage approval
Don’t wait or hesitate further! Take the bold step and apply for this attractive, easy to get approved USDA mortgage program, and secure your dream home; at your own conditions. You can start the process of applying for USDA mortgages right away by filling the short form in the right hand side of this webpage and/or by calling us at 877-342-7449 .