Baltimore SkylineWelcome all residents of Maryland! In case you are planning to have a home which you can call your own, then there is excellent news to share with you: USDA Mortgages in Maryland can help you achieve that. Without even paying a down payment!

US government, along with USDA (United States Department of Agriculture) has introduced one special housing development program for all residents of Maryland. Using this attractive mortgage scheme, you can avail housing loan for purchasing your own home; at your own preferred location. Join thousands of other Maryland families who have opted for this housing loan program, and became owners of their own home. Residents of counties such as Calvert, Kent, Baltimore city, Talbot, Somerset and many more areas within Maryland has an excellent chance of getting approved for this special mortgage program.

Advantages of USDA Mortgages in Maryland

  • 100% finance available
  • Zero down payment for getting approval
  • Fixed interest rate for whole loan tenure
  • You are not required to be a first time buyer of home
  • No monthly mortgage maintenance cost but a fixed monthly instalment for loan repayment
  • Flexible credit check; even if your credit score is poor, you can be eligible for this loan
  • Backed and supported by USA Government; fully legal and authorized mortgage scheme
  • Instant approval
  • Guaranteed and Direct Housing Loan

Eligibility Criteria for USDA Mortgages in Maryland

Non Eligible Counties

There are some counties which are not eligible for this mortgage scheme, as directed by the US government. Some of these counties are:

  • Allegany
  • Anne Arundel
  • Baltimore
  • Carroll
  • Cecil
  • Charles
  • Frederick
  • Harford
  • Howard
  • Montgomery
  • Prince George’s
  • St. Mary
  • Washington
  • Wicomico
  • Worcester

However, there exist several areas within these non-eligible counties, where USDA has granted approval. For more detailed information about all eligible and non eligible counties within Maryland, please refer to the official website of USDA at:;jsessionid=56CEC05599EF7EC5AE738FD21BCA91A4?pageAction=oipCounty&stateCode=24

Income Limits

US government wants to ensure that only deserving households and individuals get the approval of this special housing program. Hence, families which are affluent and can purchase their own home from their own finances are filtered out. This is the reason there exists an income limit for the approval of USDA mortgages in Maryland. Kindly visit the official website of USDA at: to get more detailed information related to this eligibility criteria.

Based on our experience, we can safely state that USDA mortgage in Maryland is one of the best housing development program ever introduced in USA. Don’t let this opportunity go away. Apply for this loan right away and take full advantage of this program. You can start right away by filling the short form at the right hand side of this webpage and/or by calling us at 877-342-7449 .