Mall Of AmericaWelcome all residents of the Land of 10,000 Lakes! If you are planning to have your own home, but cannot afford right now due to harsh economic conditions and turbulent times, then you are in for great news. With the assistance of US government backed USDA mortgage scheme, now all residents of Minnesota can become owners of their own dream home. Residents of counties such as Cook, Fillmore, Grant, Lake, Kittson, Lyon, Lincoln, Pope, Rice, Steele, Todd, Swift, Wabasha and many such counties within Minnesota, then you stand an excellent chance to get your loan sanctioned.

Advantages of USDA Mortgages in Minnesota

  • 100% finance scheme
  • Fixed rate interest
  • Long loan repayment tenure (up to 30 years)
  • Loan approval despite bad credit history
  • Absolutely no down payment required
  • Loan to purchase new home, or repair/renovate existing homes or relocate to a new home
  • You are not required to be a first time buyer
  • No mortgage maintenance fee
  • Backed by US Government and USDA
  • Instant approval

Non Eligible Counties for USDA Mortgages in Minnesota

Depending on the development and property index, US government has declared some counties as non-eligible for this special housing loan program. Some of these counties are:

  • Anoka
  • Benton
  • Blue Earth
  • Carver
  • Chisago
  • Clay
  • Dakota
  • Hennepin
  • Houston
  • Le Sueur
  • Mower
  • Nicollet
  • Olmsted
  • Polk
  • Ramsey
  • St. Louis
  • Scott
  • Sherburne
  • Stearns
  • Washington
  • Winona
  • Wright

However, there exist some areas within these counties which are granted approval by USDA. Kindly visit the official website of USDA to know more eligible and non-eligible counties of Minnesota for this special mortgage program:;jsessionid=56CEC05599EF7EC5AE738FD21BCA91A4?pageAction=oipCounty&stateCode=27

USDA Mortgages in Minnesota – Income Limits

Pertaining to the average income potential of local residents of Minnesota, USDA has set up income limit criteria for this mortgage program. Example, for a 4 member household in Becker, the annual income should fall within $30,000 and $77,050 in order to be eligible for guaranteed housing loan scheme. Please refer to the official website of USDA to get to know the complete details of income limits based on the specific county and members of household; by clicking this link:

Everyone dreams of owning their own home, but very few are able to afford one. Don’t let this golden opportunity go waste. Take the action, and secure your own home for your family. You can start right away by filling this short form in the right hand side of this webpage and/or calling us at 877-342-7449.