WyomingWelcome all residents of Wyoming!

US Government along with USDA (United States Department of Agriculture) presents an attractive housing loan program, which has been initiated to help those households and families which cannot afford their own homes right now. If purchasing your own home is in your agenda but rising housing costs and turbulent economic times is resisting you to take the bold step, then this rural mortgage scheme is best suited for you.

Residents of counties such as Johnson, Park, Platte, Teton, Uinta, Weston, Goshen, Crook and many such counties within Wyoming has an excellent chance of getting approved for USDA Mortgages in Wyoming.

Some inherent advantages of this program are:

  • Loan can be utilized to buy new home or relocate to a new home or even renovating an existing home
  • 100% finance available
  • Fixed interest rate for the whole loan tenure
  • Repayment of this loan can be extended till 30 years
  • No mortgage maintenance required
  • Flexible credit checks
  • Backed by US Government and fully legal mortgage scheme

USDA Mortgages in Wyoming – Non Eligible Counties

There are some counties within Wyoming which are declared non-eligible for this special housing scheme. Some of these counties are:

  • Albany
  • Laramie
  • Natrona

If you happen to reside in anyone of these counties, then don’t get discouraged. USDA has granted approval to some of the areas and pockets within these counties. To get the complete information about all the eligible and non-eligible counties for USDA mortgages in Wyoming, please refer to the official website of USDA by clicking here: http://eligibility.sc.egov.usda.gov/eligibility/textDiscriptionAction.do?pageAction=oipCounty&stateCode=56

USDA Mortgages in Wyoming – Income Limits

US government has introduced specific income limits for all counties depending on which the final approval for this special rural housing program is granted. This income limit has been allocated depending on the median income potential of the residents and the growth and progress potential of these counties. The main objective is to filter out those families and households who are affluent enough to purchase their own home and to figure out those individuals and households which cannot repay the loan. For instance, for a 2 member household residing in Carbon, the annual income should fall between $27350 and $78550 in order to get approval for guaranteed housing loan program. Please refer to the official website of USDA to get the complete information about the income limits based on the counties and the members in the household. Please click here to visit the official website of USDA: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=pageLoad&requestInfo=GuaranteedIncomeLimits&NavKey=incomelimit@12

Don’t delay or hesitate! Owning a home is one of the most important decisions for any family, and with the aid of USDA mortgages in Wyoming, you can easily secure your own home, at your own convenience. And the best part is that you can start then process right now by either filling this short form in the right hand side of this web page or by calling us at 877-342-7449 .