WisconsinIf you are a resident of counties such as Adams, Bayfield, Buffalo, Dodge, Forest, Grant etc within Wisconsin, then you have an excellent chance to get fully financed housing loan, which can materialize your dream of buying your own home!

The USDA has created an excellent rural housing development plan which has been customized and tailor made to assist Wisconsin families that cannot afford a new home. Popularly known as USDA Mortgages in Wisconsin, hundreds and thousands of families have taken advantage of this housing loan and secured their own home.

Advantages of USDA Mortgages in Wisconsin

  • Absolutely zero down payment required
  • Fixed interest rate for the loan tenure
  • 100% financing available
  • No collateral or security required
  • No mortgage maintenance required
  • Loan repayment tenure can be extended till 30 years
  • US Government authorized and fully legal
  • Flexible credit checks
  • Instant approval

USDA Mortgages in Wisconsin – Non-Eligible Counties

Based on the development and progress rate of the specific areas, USDA has not allowed few counties to participate in this special rural housing scheme. Some of these counties are:

  • Brown
  • Calumet
  • Chippewa
  • Dane
  • Douglas
  • Eau Claire
  • Fond du Lac
  • Kenosha and many more

For those who are residing in these counties, you still have a chance to get approved for this loan. There are some areas and pockets within these counties which have been granted approval for USDA mortgages. Hence, to check the full list of all eligible as well as non-eligible counties, please refer to the official website of USDA by clicking here: http://eligibility.sc.egov.usda.gov/eligibility/textDiscriptionAction.do?pageAction=oipCounty&stateCode=55

Income Limits – USDA Mortgages in Wisconsin

In order to filter out those families which cannot repay the loan or those households which are affluent enough to finance their own home, USDA has come up with income limits for each county, depending on the annual income for the whole household. For example, for a 3 member household residing in Green Bay County, the annual household income should fall between $30850 and $78800 to get approval for guaranteed housing loan. Kindly refer to the official website of USDA to get the complete list of income limits for USDA Mortgages in Wisconsin by visiting: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=pageLoad&requestInfo=GuaranteedIncomeLimits&NavKey=incomelimit@12.

Don’t delay your most important decision. Take advantage of this excellent USDA Mortgages in Wisconsin and help your family to secure a home which you can call your own. You can start the process of applying for USDA mortgages right away by filling the short form in the right hand side of this webpage and/or by calling us at 877-342-7449.